31Aug

(Financial services coach) The Most Famous Diamonds in the World

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By Dennis Lambert

  Among the most well known diamonds is the Hope. This 45.52 carat steel blue diamond is currently on display at the Smithsonian. The legends of the ill-fortune and curse bestowed on the possessor of the Hope Diamond are many. This diamond was donated to the Smithsonian in 1958. The Hope was originally a rather flat, blocky 110-carat rough.

The Dresden Green stands out among the natural colored diamonds. It is the largest green diamond in the world weighing 40.70 carats. This diamond is historic, large and has a natural green color with a slight blue overtone. These facts make it virtually priceless.

The Conde Pink is a pear shaped and weighs 9.01-carats. This pink diamond was once owned by Louis XIII.

The Tiffany Yellow diamond a beautiful canary-yellow octahedron weighing 287.42 in the rough (metric) carats discovered in either 1877 or 1878 in South Africa. The gem after cutting boasts the extraordinary weight of 128.54 carats. And until recently, was the largest golden-yellow in the world.

The Koh-I-Noor ( Mountain of Light ) is now among the British Crown Jewels. This diamond weighs 105.60 carats. First mentioned in 1304, it is believed to have been once set in Shah Jehan’s famous peacock throne as one of the peacocks eyes.

The Agra is graded as a naturally colored Fancy Light Pink and weighs 32.34 carats. It was sold for about 6.9 million in 1990. Since this sale, it has been modified to a cushion shape weighing about 28.15 carats.

The Transvaal Blue is pear cut. This blue diamond weighs 25 carats. It was found in the Premier Diamond Mine in Transvaal, South Africa.

The Great Chrysanthemum was discovered in the summer of 1963, in a South African diamond field. This 198.28-carat fancy brown diamond appeared to be a light honey color in its rough state. However, after cutting, it proved to be a rich golden brown, with overtones of sienna and burnt orange.

The Taylor-Burton Diamond is a pear-shaped 69.42 carat diamond. Cartier of New York purchased this diamond at an auction in 1969 and christened it “Cartier.” The next day Richard Burton bought the diamond for Elizabeth Taylor. He renamed it the “Taylor-Burton”. In 1978, Elizabeth Taylor put the diamond up for sale. Prospective buyers had to pay $2,500 each to view the diamond to cover the costs of showing it. Finally, in June of 1979, the diamond was sold for nearly $3 million dollars.

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Wholesale Diamond Jewelry

By Dennis Lambert

  There may come a time in your jewelry making career when you need to select diamonds for a special piece you are working on. Buying diamonds is much like buying any other gem - you find one that is the right size or shape for the piece you are making and you purchase it. WRONG. Much more thought and consideration must go into purchasing a diamond. After all - Diamonds are forever, and you want your jewelry wholesale to last forever too.

There are four C’s when it comes to buying a diamond: cut, clarity, color, and carat weight. All of these must be considered because you want the diamond used in your jewelry wholesale to be as beautiful as possible. Remember that the diamond should not overpower the entire piece, but it should be the main attraction and compliment the rest of the piece as well.

The cut of the diamond does not refer to the shape of it. It refers to the way that it was cut - the quality of the cut. The shine and fluorescence of the diamond is determined by how it was cut. The shape of the diamond is only a second factor - or an after thought - in terms of the quality of the cut.

The clarity of a diamond does not refer to how clear it is. Instead, it refers to how perfect or flawless - or imperfect - a diamond is. There are internal imperfections and external imperfections. A diamond that has no imperfections is flawless - and expensive.

Diamonds come in many colors. The most common are white and yellow. Other colors are available, but they are rare and expensive. The only color you should never consider is a ‘blue white’ diamond. A jeweler may try to tell you that this is a rare quality diamond, but it is in fact an inferior diamond, and you have no use for it.

The carat weight of the diamond will be important to your customer. Large diamonds should come with a certificate. You should request this from the company that you are purchasing the diamond from. If they refuse to give you a certificate from a reputable grading company such as GIA, walk away.

The chances are good that you will put more work and thought into purchasing diamonds for your jewelry wholesale than in any other gem or stone. Diamonds are by far the most popular gemstones in the world - and with good reason. Not only are they the most beautiful stones, but they are also the most durable stones on the face of the earth - or under the earth for that matter!

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Refinancing your debt can save you money over the long haul

By Thomas Kadlec

  The best time to get a new mortgage is right now. The government of the United States has set up programs so you do not have to spend as much of your money on your mortgage. This will leave you with spare money to spend on whatever you like. There are a lot of better things out there to spend your money on instead of your mortgage. You should seriously consider getting a new mortgage today.

What is refinancing? Most homeowners have heard of the process and know a little bit about it but aren’t sure what option is right for them and their specific situation. Refinancing a home loan is the process of securing a new loan for your home, usually with better terms, and paying off the old loan. Most do it because it allows them to lower their interest rates and/or monthly payments and can allow them to tap into the equity in their homes. Below is a list of your options as far as types of refinance loans.
1) Adjustable Rate Mortgage. With this loan, your rate of interest stays the same for a couple of years, then adjusts based on several economic factors. The rate could go up or it could go down. Most times, it goes up. Only choose this option if you are fairly certain it will go down.
2) Fixed Rate Mortgage. Your interest rate and monthly payment never change. There are no surprises with this loan, but the rate of interest is significantly higher than it is with an adjustable rate mortgage. Choose this loan if the rate being offered to you is less than the one you currently have.
3) Balloon Loan. This type of refinance loan is the perfect option for some homeowners because it offers them low monthly payments for an extended amount of time. The rate is fixed for between five and ten years. After that predetermined time is up, the full loan amount is due in one “balloon” payment. The best thing about this loan is that the fixed interest rate is very low. This loan takes a lot of strategy and planning to make work.
4) Home Equity Loan. This loan offers you a fixed interest rate so your monthly payments never change and allows you to pull out money from the equity in your home. This is the best way to get cash for renovations or investments, while keeping your monthly payment manageable and consistent.
5) Line of Credit. This is basically a loan from the lender to you, using your home’s equity as collateral. The payments you make are almost always interest only. This isn’t technically a refinance loan.
Call Today for one on one help with your mortgage. (719) 494-8280 or Visit: www.MagnumClosesLoans.com to get the best deal on your mortgage in Colorado

www.MagnumClosesLoans.com
Thomas P Kadlec
“your Home loan specialist”
Since 1993
(719) 494 - 8280

financial mentoring

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Categories: finance

Monday, August 31st, 2009 at 5:45 pm and is filed under finance. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.

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